Digital Banking · Zurich · 2026 Review
Bunq Digital Banking in Zurich
The bank of the free — for digital nomads & internationals
Eligibility & review status
- Whether Bunq is available to Italy residents must be confirmed directly with the provider. Which account types and services you can open follows the provider's own terms.
- Residency, country, account, currency and regional limits vary by provider and can change.
- Regulatory status: not independently verified by Rome Digital Bank.
- Last reviewed: August 28, 2026. Always check the provider's current terms.
Rome Digital Bank may earn a commission when you open an account through partner links. This does not affect the price you pay. Read our affiliate disclosure.
Open a EU bank account anywhere in the world in 5 minutes
What is Bunq? — Zurich User Guide
If you're in Zurich and looking for digital banking, this guide explains what to check before considering Bunq. Bunq is a Netherlands-based digital bank known as 'the bank of the free' — designed for digital nomads, expats, and international residents. Open a full EU IBAN bank account remotely from anywhere in the world in under 5 minutes.
In this review: bunq vs Revolut, bunq vs N26, bunq vs Wise
What Bunq Offers
Open From Anywhere
Unlike most EU banks, bunq lets you open an account remotely from any country — no EU residency required.
Multiple IBANs
Get up to 25 personal IBANs in different currencies — ideal for freelancers and multi-currency earners.
Multiple Cards
Order up to 3 Mastercard debit cards per account, including virtual cards for online spending.
Green Banking
Bunq plants a tree for every €100 you spend — one of Europe's greenest digital banks.
Joint Accounts & Sub-Accounts
Create sub-accounts for budgeting, shared expenses, and savings goals.
Smart Automation
Auto-save, auto-pay, and budgeting tools with Mastercard and SEPA instant payments.
Bunq Pros & Cons
Our honest assessment for Zurich users
✓Pros
- ✓Open EU bank account remotely — no EU residency needed
- ✓Up to 25 IBANs in multiple currencies
- ✓Green banking — trees planted on spending
- ✓Full Dutch banking licence — deposits protected up to €100,000
- ✓Ideal for digital nomads and expats
–Cons
- –Monthly fee from €3.99 — no free plan
- –Less popular than Revolut or N26 — smaller partner network
- –Some features only available on higher-tier plans
Using Bunq in Zurich, Switzerland
Local banking landscape · Switzerland · Europe
Zurich is a major global financial hub with a distinct digital banking landscape.
Zurich is the world's leading wealth management centre, home to UBS, Credit Suisse (now part of UBS), and the most concentrated private banking ecosystem globally. Zurich fintech includes Neon, Yapeal, and Swissquote (online banking and trading), with the Swiss Financial Market Supervisory Authority creating a crypto-friendly regulatory environment. Residents and businesses in Zurich primarily need private banking, CHF and multi-currency accounts, and Swiss IBAN accounts for international wealth preservation and tax efficiency. CHF accounts and multi-currency options are both available. Open your account online in minutes.
Traditional Banks in Switzerland
UBS, PostFinance, Raiffeisen Switzerland, Zürcher Kantonalbank
Zurich and Geneva host Neon, Yuh, and Zak — a wave of Swiss neobanks disrupting traditional private banking.
Why Zurich Residents Choose Digital Banking
- ✓CHF multi-currency accounts
- ✓TWINT instant payments
- ✓Swiss regulatory protection
- ✓Private banking access
Ready to Get Started with Bunq?
Review current eligibility, account options, and terms directly with Bunq
Open a Bunq Account →Open a EU bank account anywhere in the world in 5 minutes
Frequently Asked Questions
Bunq — answers for Zurich users
Zurich — Local Questions
Affiliate Disclosure: Rome Digital Bank may earn a commission when you open an account or complete a transaction via links on this page. This does not affect our editorial assessments — we only partner with services we believe are genuinely valuable for our users.