Borrow Money & Loans · Zurich
National Funding Review 2026
Fast small business loans up to $500K — funded in as little as 24 hours
No hard credit pull to apply — decisions in 24 hours
What is National Funding?
National Funding is one of America's most trusted small business lenders, having helped over 75,000 business owners access fast, flexible financing since 1999. Unlike traditional banks with lengthy approval processes and rigid requirements, National Funding delivers customised funding solutions with decisions often in 24 hours and no unnecessary paperwork. Recognised by Forbes as Best Small Business Loans 2023 and rated 4.8 stars on TrustPilot by over 1,900 customers, National Funding offers working capital loans up to $500,000 and equipment financing up to $150,000 — with early payoff discounts and dedicated US-based funding specialists guiding every application.
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What National Funding Offers
Funding in 24 Hours
From application to funded account in as little as 24 hours. National Funding's streamlined process cuts through the red tape that delays traditional bank loans by weeks or months.
Up to $500K Working Capital
Access small business funding from $5,000 to $500,000 with term lengths of 4–18 months and flexible daily or weekly payment schedules to match your cash flow.
Equipment Financing to $150K
Finance new or used equipment up to $150,000 with 24–60 month terms and monthly payments — covering everything from vehicles and machinery to technology and restaurant equipment.
Dedicated Funding Specialists
Every application is supported by a US-based funding specialist who works with you to find the right product, structure the best terms, and guide you through every step.
Simple Application Process
No rigid requirements or stacks of paperwork. Apply online in minutes — your application does not impact your credit score and requires no collateral beyond a personal guarantee.
Forbes Best Small Business Loans 2023
Recognised by Forbes Advisor as Best Small Business Loans 2023, and consistently featured by Bankrate. 7 out of 10 repeat customers reported increased business revenue.
National Funding Pros & Cons
Our honest assessment for Zurich users
✓Pros
- ✓Funding in as little as 24 hours — one of the fastest in the US market
- ✓75,000+ small businesses funded since 1999 — proven track record
- ✓Forbes Best Small Business Loans 2023 — third-party validation
- ✓4.8★ TrustPilot from 1,900+ verified customer reviews
- ✓No hard credit pull on application — does not impact your score
- ✓Early payoff discount — 7% off remaining balance if paid within 100 days
- ✓Equipment financing available alongside working capital loans
–Cons
- –USA only — not available for businesses outside the United States
- –Minimum $250,000 annual gross sales required for working capital loans
- –Minimum 600 credit score and 6 months in business required
- –Equipment financing requires 2 years in business
Using National Funding in Zurich, Switzerland
Local banking landscape · Switzerland · Europe
Zurich is a major global financial hub with a distinct digital banking landscape.
Zurich is the world's leading wealth management centre, home to UBS, Credit Suisse (now part of UBS), and the most concentrated private banking ecosystem globally. Zurich fintech includes Neon, Yapeal, and Swissquote (online banking and trading), with the Swiss Financial Market Supervisory Authority creating a crypto-friendly regulatory environment. Residents and businesses in Zurich primarily need private banking, CHF and multi-currency accounts, and Swiss IBAN accounts for international wealth preservation and tax efficiency. CHF accounts and multi-currency options are both available. Open your account online in minutes.
Traditional Banks in Switzerland
UBS, PostFinance, Raiffeisen Switzerland, Zürcher Kantonalbank
Zurich and Geneva host Neon, Yuh, and Zak — a wave of Swiss neobanks disrupting traditional private banking.
Why Zurich Residents Choose Digital Banking
- ✓CHF multi-currency accounts
- ✓TWINT instant payments
- ✓Swiss regulatory protection
- ✓Private banking access
Ready to Get Started with National Funding?
Join thousands of Zurich residents already using National Funding
Apply for Business Funding →No hard credit pull to apply — decisions in 24 hours
Frequently Asked Questions
National Funding — answers for Zurich users
Risk Warning: National Funding, Inc. is a direct lender offering small business financing products in the United States. All loans are subject to credit approval. Terms and conditions apply. Not available outside the USA.
Affiliate Disclosure: Rome Digital Bank may earn a commission when you open an account or complete a transaction via links on this page. This does not affect our editorial assessments — we only partner with services we believe are genuinely valuable for our users.